Clover Capital purchases a set dollar amount of your future
credit card receivables at a discount.
Up to 130% of your monthly credit card total processed.

In exchange, the merchant receives cash, making it simple to turn future sales
into working capital with clear and easy payback terms. 
 

• Quick Approval

  • The qualification process is much speedier than traditional loans - approvals typically take 1-2 business days with an 85% approval rate for merchants who meet minimum qualification requirements.
     

• Fast Funding

  • Once approved, merchants will see working capital in their bank account in just 2-3 business days and it happens with no collateral, no personal guarantee, no fixed term, no fixed payment amount, no predatory fee structures and no aggressive collections tactics.
     

• Easy Payback

  • Payments are a fixed percentage of sales, not a fixed amount. This means payments are higher when sales are strong and lower when sales are slow.