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Wholesale Plus Our Fees


What does Interchange pricing mean?

An interchange rate is a fee that a merchant is required to pay with every credit card and debit card transaction.

Also known as "swipe fees," financial companies charge this fee in return for accepting the credit risk and handling charges inherent in credit card transactions.

Interchange pricing is a pricing model that breaks down all the costs of credit card processing into three parts; interchange fee ( Customer's Bank ), a card associations fee ( MC, Visa Etc. ) and processing fee. ( Processing Company )

If you really want to avoid interchange fees, there's only one way to do it:

 Don't accept credit or debit cards.

Depending on your industry, not accepting credit cards can hurt your bottom line even more than the fees.

The credit card payment industry is a daunting and confusing world to navigate. You’ve got the banks, your customers, payment processors, and credit card companies all looking out for themselves – and it’s often the hard-working merchant that gets caught in the middle of it all.


It’s time to take the reins back
and hire a payment processor that works for you.

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